A Chambers of Commerce Group Insurance Plan® can help small- and mid-size businesses find the ideal balance of cost coverage and flexibility with simple, stable and smart group benefit needs.
Whether you are a solo entrepreneur, operate a home-based business, or work as part of a larger firm, benefits are an essential part of your financial security. However, for small- to mid-size businesses, premiums can be prohibitive—unless, of course, they team up with other businesses and organizations.
The Chambers of Commerce Group Insurance Plan is unlike any other for small businesses—even one-person companies. In partnership with local Chambers of Commerce and Boards of Trade, active businesses and organizations in any industry are eligible for plan coverage.
Participants can work smarter, not harder, by using my-benefits®, the plan’s online personal assistant, which allows users to maintain employee records, calculate payroll deductions, and receive billings online from anywhere at anytime. And my-benefits for employees provides online access to their plan information, claims usage, and electronic claims submission, reducing managers’ workload.
The Plan offers a full range of employee benefits, each with a comprehensive list of alternatives so the benefits truly fit the company. Flexible options include:
- Life Insurance
- Short- and Long-term Disability
- Health Insurance
- Dental Insurance
- Employee Assistance Counselling
- Business Overhead Benefits
- Critical Illness
- Group Retirement Solutions
All plans include Best Doctors® services and business assistance service (providing owners access to professional accounting, legal and human resources experts) at no extra cost. Extended health benefit plans include access to Teladoc—a virtual health care service that allows flexible and convenient access to Canadian-licensed doctors for non-emergency conditions by web, app or phone.
Introduced in 1970, the Chambers Plan operates under the not-for-profit Chambers of Commerce Insurance Corporation of Canada, directed by a board representing provincial and territorial Chambers and Boards. The plan has an unbeatable record of price stability with all surpluses staying in the plan and helping to lower premiums.
Today, more than 900 Chambers of Commerce and 30,000 participating firms participate in the Plan. For the past decade the Chambers Plan’s average renewal action has been 3.8%, and this year in BC the average was 2.33%. This is a testament to its proof of coverage quality and ongoing rate stability.
Ready to learn more? Don’t let another month go by without taking a closer look at Chambers Plan, Canada’s leading group benefits program for small businesses. Visit the www.chamberplan.ca today for more information and a free quote.